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The Municipality of Tirana has announced approximately 1,500 successful applicants for the 2026 social program subsidizing loan interest rates, creating opportunities for families and individuals to benefit from loans on favorable terms to purchase a home in the capital. The list of beneficiaries has been submitted for approval at the October meeting of the Tirana Municipal Council. Through this program, loan interest rates are subsidized by the state budget, while beneficiaries can repay their loans at an interest rate of 3%, in accordance with the established conditions. Following approval of the list by the Municipal Council, citizens declared successful must visit the second-tier banks that have agreements with the Municipality of Tirana to proceed with the loan application procedures. The loan amount is determined based on the number of family members and the program's criteria. This scheme supports low-income families and aims to facilitate access to housing at a time when property prices in the capital remain a challenge for many citizens. Source: Municipality of Tirana
